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CRE financial spreading

Spread CRE financials without the rekeying

Upload T-12s, rent rolls, and statements. Lev Index normalizes the package, and the underwriting agent turns it into a review-ready model.

Start for freeSee the underwriting agent

Why CRE teams still lose hours to spreading

Every package arrives in a different format. Analysts rekey numbers into Excel, chase missing line items, and rebuild the same ratios deal after deal. The work is necessary — the retyping is not.

Standardize T-12s and operating statements across deals.

Pull rent rolls into structured, comparable fields.

Keep source links so every number can be audited.

Feed underwriting models from Index instead of blank sheets.

Cut overnight offshore rekey cycles for routine packages.

Give credit and investment review one consistent artifact.

Extract the package. Keep every source.

Lev reads T-12s, rent rolls, operating statements, and related financials, then turns line items into structured Index facts your team can audit.

The products behind spreading. Document extraction, Index, and the underwriting agent work as one workflow.

Each surface shows the same source-backed deal data — from uploaded files to review-ready underwriting.

Classify and extract financial packagesNormalize facts into Lev IndexBuild review-ready underwriting
Lev AgentExtraction agent

Document extractor agent

Extract key CRE facts from uploaded documents and route exceptions to reviewers.

AppKnowledge graph

Lev Index

Your deal data, always current. AI compiles everything automatically so your team and agents can reference it instantly.

Lev AgentUnderwriting agent

Underwriting agent

Turn rent rolls, statements, comps, and assumptions into review-ready underwriting.

Turn Index facts into underwriting. The underwriting agent reviews rent rolls, statements, and assumptions against source documents — then produces diligence-ready output.

Read financials

Use property financials, rent rolls, T-12s, comps, and borrower materials as the evidence base.

Financial context

NOI, DSCR, occupancy, rent, leverage, and assumptions are reviewed together.

Source coverage

Observations stay tied to the documents behind them.

Check assumptions

Compare the model against source data, prior deals, market comps, and diligence context.

Variance signals

Missing or inconsistent metrics are surfaced for review.

Market fit

Comps and recent terms help explain where assumptions may be weak.

Produce diligence questions

Turn findings into risk notes, mitigants, and follow-up questions for review.

Review-ready output

The agent prepares concise notes for memos and approvals.

Human judgment

Open assumptions remain visible instead of being overconfidently resolved.

See the agents on the work

From package intake to underwriting review, Lev surfaces the same CRE financial context inside agent workflows.

Document extractor

Underwriting agent

Questions about CRE financial spreading

What is financial spreading in commercial real estate?

Financial spreading is the process of taking raw borrower or property financials — like T-12s, operating statements, balance sheets, and tax returns — and re-entering them into a standardized format so teams can compare periods, compute ratios, and underwrite consistently.

How does Lev handle CRE financial spreading?

Lev Index extracts and normalizes financial facts from deal documents. The underwriting agent then uses that structured data to produce a review-ready underwriting view, with source links back to the original files.

Does Lev spread rent rolls and T-12s?

Yes. Lev reads rent rolls, trailing-twelve-month operating statements, and related property financials, then structures the key line items so teams can underwrite without retyping every number by hand.

Is this the same as bank statement spreading software?

Lev focuses on CRE deal packages and property-level financials used in commercial real estate underwriting. Classic C&I bank spreading into a lender-specific chart of accounts can be supported with custom mapping, but the core product is built for CRE workflows.

Who is CRE financial spreading for?

Debt funds, lenders, brokers, and capital markets teams that still rekey financial packages by hand, send work offshore overnight, or need a faster path from uploaded docs to a reviewable underwriting model.

Stop retyping the same financial package

Start free, upload a deal package, and see Lev Index and the underwriting agent turn source documents into structured, reviewable underwriting inputs.

Start for freeBook a demo