Not sure how much you can borrow? Lev's loan sizing tool helps you calculate realistic loan amounts based on your deal metrics.
What the Tool Does
- Calculates max loan based on LTV
- Calculates max loan based on DSCR
- Shows debt yield constraints
- Compares different scenarios
Step-by-Step Instructions
1
Access Loan Sizing
From your deal, click Loan Sizing in the sidebar.
2
Review Pre-Filled Data
The tool pulls data you've already entered: property value, NOI, and loan request parameters.
3
Set LTV Constraint
Enter your maximum Loan-to-Value ratio: Conservative (60-65%), Moderate (70-75%), or Aggressive (75-80%).
4
Set DSCR Constraint
Enter your minimum Debt Service Coverage Ratio. Typical minimum: 1.20x - 1.25x. Agency/CMBS often requires 1.25x+.
5
Enter Assumed Rate
Enter an estimated interest rate to calculate debt service.
6
View Results
The tool shows: Max loan by LTV, Max loan by DSCR, the Limiting constraint, and Estimated monthly payment.
7
Compare Scenarios
Adjust inputs to see how changes affect your max loan. What if rates drop 0.5%? What if NOI increases with renovations?
8
Apply to Loan Request
Click Use This Amount to update your loan request with the calculated amount.
Tips
The lower of LTV or DSCR typically determines max loan. Run multiple scenarios before finalizing your request. Be conservative—lenders may size lower than your calculation.
Your Deal is Ready!
You've completed your deal setup. Now it's time to find the right lenders.